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Old 10-28-2010, 10:17 PM
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Same here, But it haunts me now. You can always go get one from a bank, its a secure cc. That what I have to do. Go give them 250-500$ then use the card still pay and as time goes they give some back. Ill be doing that soon.

Stupid me being responsible when I was 18 and not taking a CC ended up hurting me.
Old 10-29-2010, 06:40 AM
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Originally Posted by Destination XJ
Same here, But it haunts me now. You can always go get one from a bank, its a secure cc. That what I have to do. Go give them 250-500$ then use the card still pay and as time goes they give some back. Ill be doing that soon.

Stupid me being responsible when I was 18 and not taking a CC ended up hurting me.
Haha its almost funnyto think using cash or a debit card can hurt you!
Old 10-29-2010, 07:42 AM
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Its sad actually. Plus the fact if you go with out it, its worse then bad credit itself. I would think having none would be better then someone who has proved their sefls to not be trustworthy.

But If I was you I would get one asap if you dont, because I am 28 and havent been albe to get one since around 22-23.
Old 10-29-2010, 01:26 PM
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Originally Posted by Destination XJ
Its sad actually. Plus the fact if you go with out it, its worse then bad credit itself. I would think having none would be better then someone who has proved their sefls to not be trustworthy.

But If I was you I would get one asap if you dont, because I am 28 and havent been albe to get one since around 22-23.
I Actually applied for one at Key Bank when I first started college, that was a college student card that was suppose to help build credit etc. but I never heard back from them...
So I may try that again, or see if my other new bank Charter One has a similar card.
Old 10-29-2010, 06:59 PM
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Yeah, If not start saving for a secure card. Just pay the 300$ up front then use it as a card and pay it on time, then it will eventually become a normal CC.
Old 10-29-2010, 08:35 PM
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Originally Posted by Destination XJ
Yeah, If not start saving for a secure card. Just pay the 300$ up front then use it as a card and pay it on time, then it will eventually become a normal CC.
Yeah I could do that, but then I would need to save an extra $300.. haha
Not feeling work tomorrow morning..
But on a positve note, my dad said he wants to have my Jeep done for thanksgiving!
Old 10-29-2010, 08:50 PM
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Blah I got a little bit of work to do in am, and yeah I understand about the saving part. Thats what im doing now.
Old 10-29-2010, 08:51 PM
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Originally Posted by Destination XJ
Blah I got a little bit of work to do in am, and yeah I understand about the saving part. Thats what im doing now.
Any chance you ever looked at that house?
Old 10-29-2010, 08:59 PM
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Not more then on google maps. LOL Maybe when I go see my mom out that way Ill look. But I dont wanna get my hopes up for no reason.
Old 10-29-2010, 09:09 PM
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Originally Posted by Destination XJ
Not more then on google maps. LOL Maybe when I go see my mom out that way Ill look. But I dont wanna get my hopes up for no reason.
Haha, I have looked a few houses and know that feeling!
Old 10-29-2010, 09:22 PM
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HAHA Yeah I just had to put myself in check, and do this the right way. Fix the few things I owe, less then 1000$ then build for afew years while saving for a down payment. Mean while cars will be paid for (as long as I dont buy another. )

Can you find assumable homes on your site you use?
Old 10-29-2010, 09:29 PM
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Originally Posted by Destination XJ
HAHA Yeah I just had to put myself in check, and do this the right way. Fix the few things I owe, less then 1000$ then build for afew years while saving for a down payment. Mean while cars will be paid for (as long as I dont buy another. )

Can you find assumable homes on your site you use?
Thats just taking over the current owners mortgage, correct?
I do not think so..
I am not even sure how to find those at all, other then by word of mouth..
Old 10-29-2010, 09:36 PM
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Yeah no money down, nothing. Just sign and start finishing payments. My dad got one of those in the 80's. I would love to find one.
Old 10-29-2010, 09:40 PM
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Originally Posted by Destination XJ
Yeah no money down, nothing. Just sign and start finishing payments. My dad got one of those in the 80's. I would love to find one.
That would be nice, but I am sure they are hard to find!
Old 10-29-2010, 10:45 PM
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Ill have to look into it. You should too. Im tired tho. gonna pass out, gotta little bit of work to do then a whole lot of makeup for halloween.


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